Sunday, March 22, 2020

personal loan bank vs finance company?

Collin Barter: and i'm not talking about an online loan, I meant an actual company, in person.

Elmo Tervo: Can you realistically insure the vehicle too? What kind of income do you have? I have to agree with the bank on this one.

Tracy Huesso: Finance company has lower requirements; but in order to take on higher risk, they get a higher reward. Think 15-28% You don't sound like you will qualify on you own in any case; and a bad cosigner is no cosigner. Apply; double check what the offer is if they make one; but I doubt they will....Show more

Giovanna Sherlin: It would help if we knew what the personal loan is for. Some types of items you can get better financing where you plan to spend the money - finance a wedding ring at a jeweler, furniture with a store credit card, car with a dealership etc. If it doesn't fall into a category like that and your having a hard time getting financing, it probably is telling you that it is not a good idea - based on y! our income & credit. Take it from me, someone who is 24 and just out of college for a few years - it is very freeing to stay out of debt if at all possible. Not many things that I can think of are worth forcing the issue and taking out a $3500 loan....Show more

Malcom Bourek: online things are SCAMSyou're young and might just be naive to fall for them

Becky Mosena: the personal loan is for a motorcycle, due to my job and gas and everything motorcycles are my only way of transportation, as they're cheaper. soo, you could say the loan is for a car, the lady told me 2700 was based off of my income, 3500 was with a cosigner and their income.

Judie Kise: 1

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