Charline Granes: The credit card company will do an inquiry in your report.If by any chance this is a hard inquiry it will only affect your score by 2 points.(up to 5 points) if you have bad credit.It is one of the LEAST things that affect your credit score - by far.It is based on your credit as well as your income.If your credit is so damaged that a 2 to 5 point drop will affect it - don't ask for a credit line increase./...Show more
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